Finance Application | Swift Bros Automotive

Step 1

Loan and vehicle details

Confirm what you are applying for before entering personal information.

This is a formal finance application and includes a credit check.

If you only want a tailored quote, stop here and call Swift Bros Automotive on 03 242 1555.

Vehicle you are applying for * Amount you would like to borrow *

$

Enter the amount required after any deposit.

Are you making a deposit? *

YesNo

Preferred loan term *

Preferred repayment frequency *

WeeklyFortnightlyMonthly

Indicative repayment calculator

See an estimated repayment

Calculated at 11.5% p.a.

Estimated repaymentEnter an amount and select a frequency48-month term

Amount borrowed—

Deposit—

Establishment fee$510.00

Estimated total repayments—

Estimate only—this is not a quote, offer of credit or finance approval.

This calculator assumes a fixed interest rate of 11.5% per year for the selected term, a $510 establishment fee added to the amount financed, and a $2.50 monthly service fee included in the estimated repayments. Actual interest rates may range from 8.8% to 14.8% per year depending on the applicant and Finance Now’s assessment. Fees may be higher or lower, and other fees, default charges or costs may apply. Actual repayments and the full cost of borrowing will be confirmed in your loan disclosure before you decide whether to accept finance. Finance Now lending criteria, terms and responsible-lending requirements apply. A deposit may be required. Optional products are not included. See Finance Now’s motor-vehicle rates and fees.

Step 2

Personal information

Enter your details exactly as they appear on your identification.

Legal first name * Middle name(s), or “None” * Legal surname * Email address * Phone number * Current residential address * Residency status * Marital status *

Do you have dependants? *

YesNo

Step 3

Living situation and expenses

Enter only the applicant’s own share, not the household total.

Current living situation *

Owned without a mortgage Owned with a mortgage Renting Boarding Living with parents or relatives Employer-provided accommodation

Applicant’s share of accommodation payments

Include rent, board or mortgage. Enter $0 if you genuinely pay none.

Amount *

$

Frequency *

Applicant’s share of household expenses

Include food/groceries, insurance, transport, childcare, child support, rates/body corporate fees, mobile, internet, power, clothing/personal care, entertainment, health/medical services, tithing, regular overseas transfers and other regular expenses.

Amount *

$

Frequency *

Step 4

Employment and income

Provide your employment details and every regular income source.

Employment status * Occupation * Employer or business name * Month and year you started this role *

Do you work more than 20 hours per week? *

YesNo

Income sources

Add every source. Exact amount and payment frequency are required.

Step 5

Debts, income evidence and identification

Provide all current repayments, your four most recent income documents and clear identification copies.

Do you have current loans, finance arrangements or other debts? *

YesNo

Recent payslips or benefit payment statements

Upload your four most recent employer payslips or benefit payment statements. Together, these documents must cover at least one month.

Income document 1 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 2 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 3 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 4 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically.

Identification type *

Driver licencePassport

Step 6

Review and consent

Review the summary, then accept every declaration.

Privacy and application disclosure

Swift Bros Automotive collects this information to prepare, submit and assist with your Finance Now vehicle-finance application. It will be shared with Finance Now and may be used to verify identity, assess affordability and suitability, complete credit and fraud-prevention checks, and assess current and ongoing creditworthiness.

Finance is subject to responsible-lending enquiries, lending criteria and terms. Approval is not guaranteed. Interest, fees, repayments and any deposit requirement will be disclosed before you decide whether to accept finance. Submitting this application does not commit you to a loan.

Read the Swift Bros privacy notice and Finance Now Privacy Policy.

I understand this is a formal finance application, not a quote request. * I authorise Swift Bros Automotive to provide my information and documents to Finance Now for this application. * I authorise Finance Now to complete credit, identity and verification checks and use my information to assess my current and ongoing creditworthiness. * I have read and accept the privacy information linked above. * I confirm the information and documents supplied are complete, accurate and belong to me. *

Type your full legal name *Date *

Apply for vehicle finance

Loan and vehicle details

See an estimated repayment

Personal information

Living situation and expenses

Applicant’s share of accommodation payments

Applicant’s share of household expenses

Employment and income

Income sources

Debts, income evidence and identification

Current debts or loans

Recent payslips or benefit payment statements

Review and consent

Privacy and application disclosure

Thank you—your application has been securely submitted.