Finance Application | Swift Bros Automotive

Step 1

Loan and vehicle details

Start with the shared loan details, then tell us who is applying.

This is a formal finance application and includes a credit check.

If you only want a tailored quote, stop here and call Swift Bros Automotive on 03 242 1555.

Who is applying? *

Just meMe and another person

A joint application collects separate personal, income, debt, document and consent details for both applicants.

Vehicle you are applying for * Amount you would like to borrow *

$

Enter the amount required after any deposit.

Are you making a deposit? *

YesNo

Preferred loan term *

Preferred repayment frequency *

WeeklyFortnightlyMonthly

Indicative repayment calculator

See an estimated repayment

Calculated at 11.5% p.a.

Estimated repaymentEnter an amount and select a frequency48-month term

Amount borrowed—

Deposit—

Establishment fee$510.00

Estimated total repayments—

Estimate only—this is not a quote, offer of credit or finance approval.

This calculator assumes a fixed interest rate of 11.5% per year for the selected term, a $510 establishment fee added to the amount financed, and a $2.50 monthly service fee included in the estimated repayments. Actual interest rates may range from 8.8% to 14.8% per year depending on the applicant and Finance Now’s assessment. Fees may be higher or lower, and other fees, default charges or costs may apply. Actual repayments and the full cost of borrowing will be confirmed in your loan disclosure before you decide whether to accept finance. Finance Now lending criteria, terms and responsible-lending requirements apply. A deposit may be required. Optional products are not included. See Finance Now’s motor-vehicle rates and fees.

Step 2

Applicant details

Enter each applicant’s details exactly as they appear on their identification.

Applicant 1

Primary applicant

Legal first name * Middle name(s), or “None” * Legal surname * Email address * Phone number * Residency status * Marital status *

Do you have dependants? *

YesNo

Step 3

Home, household and property

We collect shared housing costs once so a joint mortgage or rent payment is not counted twice.

Your current home

Where you currently live

Enter your own share of the payments and expenses.

Current residential address * Which best describes the home you currently live in? * Your share of rent, board or mortgage *

$

Enter $0 if you genuinely pay none. Payment frequency * Your share of other household expenses *

$

Expense frequency *

Other household expenses include food/groceries, insurance, transport, childcare, child support, rates/body corporate fees, mobile, internet, power, clothing/personal care, entertainment, health/medical services, tithing, regular overseas transfers and other regular expenses.

Do you own any other property that you do not currently live in? *

YesNo

If you rent the home you live in but own a property elsewhere, select “Renting” above and add the owned property here.

Step 4

Employment and income

Each applicant must provide their employment status and any regular personal income they receive.

Applicant 1

Primary applicant’s income

Employment status * Occupation * Employer or business name * Month and year you started this role *

Do you work more than 20 hours per week? *

YesNo

Income sources

Add every personal income source with its exact amount and frequency.

Step 5

Debts and documents

Each applicant must provide their debts and identification. Income documents are required only for applicants who are not marked unemployed.

Applicant 1

Primary applicant

Do you have current loans, finance arrangements or other debts, excluding mortgages entered above? *

YesNo

Primary applicant’s four recent payslips or benefit payment statements

Upload the primary applicant’s four most recent documents. Together, they must cover at least one month. This section is not required when the primary applicant is marked unemployed.

Income document 1 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 2 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 3 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically. Income document 4 of 4 *PDF maximum 8 MB. JPG or PNG photos are optimised automatically.

Identification type *

Driver licencePassport

Step 6

Review and consent

Review the summary and use an Edit button if anything needs changing. Each applicant must then accept and sign their own declarations.

Privacy and application disclosure

Swift Bros Automotive collects this information to prepare, submit and assist with your Finance Now vehicle-finance application. It will be shared with Finance Now and may be used to verify identity, assess affordability and suitability, complete credit and fraud-prevention checks, and assess current and ongoing creditworthiness.

Finance is subject to responsible-lending enquiries, lending criteria and terms. Approval is not guaranteed. Interest, fees, repayments and any deposit requirement will be disclosed before you decide whether to accept finance. Submitting this application does not commit either applicant to a loan.

Read the Swift Bros privacy notice and Finance Now Privacy Policy.

Apply for vehicle finance

Loan and vehicle details

See an estimated repayment

Applicant details

Primary applicant

Joint applicant

Home, household and property

Where you currently live

Joint applicant’s separate household

Other property

Employment and income

Primary applicant’s income

Income sources

Joint applicant’s income

Income sources

Debts and documents

Primary applicant

Current non-mortgage debts or loans

Primary applicant’s four recent payslips or benefit payment statements

Joint applicant

Current non-mortgage debts or loans

Joint applicant’s four recent payslips or benefit payment statements

Review and consent

Privacy and application disclosure

Thank you—your application has been securely submitted.

Apply for vehicle finance

Loan and vehicle details

See an estimated repayment

Applicant details

Primary applicant

Joint applicant

Home, household and property

Where you currently live

Joint applicant’s separate household

Other property

Employment and income

Primary applicant’s income

Income sources

Joint applicant’s income

Income sources

Debts and documents

Primary applicant

Current non-mortgage debts or loans

Primary applicant’s four recent payslips or benefit payment statements

Joint applicant

Current non-mortgage debts or loans

Joint applicant’s four recent payslips or benefit payment statements

Review and consent

Privacy and application disclosure

Primary applicant’s declaration

Joint applicant’s declaration

Thank you—your application has been securely submitted.